Thinking about remortgaging?

We ask the right questions to guide you toward the best choice

Are you considering switching your current mortgage to a new deal?

Remortgaging often provides better options, making it cheaper to borrow or allowing you to consolidate debts.

Have your initial discounted interest rates expired with your current lender?

Many individuals remortgage to obtain lower Annual Percentage Rate Charges (APRCs) with a new lender. However, while the benefits may seem clear, it is essential to assess all factors thoroughly before making a decision. At Burlington Financial, we pose the right questions to guide you towards the best choice, providing independent financial advice at every stage.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Is remortgaging the right step for you?

Did you know that switching lenders could come with hidden costs? Some lenders may charge valuation or solicitor’s fees, even if you’ve already covered those costs on your existing mortgage. Have you also checked the overall repayment period? While lower monthly payments may seem appealing, extending the term could lead to paying more overall. Alternatively, we will consider staying with your current lender. Many lenders allow switches within their own plans to avoid extra expenses. Our team will walk you through the pros and cons of every option, ensuring you feel confident about your decision. We believe in transparency. Thinking of consolidating debts? It’s important to consider every angle. While rolling everything into one payment might initially feel simpler, it often means paying more interest over a longer period. There are other solutions, such as free debt advice from trusted organisations. The Money Advice Service, for instance, provides impartial guidance to help you weigh your choices.

Why choose us?

At Burlington Financial, we do more than advise—we listen. By asking the right questions and truly understanding your circumstances, we deliver advice that is not just practical but personal.

Would you like to discover how our holistic approach to financial planning differentiates us from the rest? Whether you want to remortgage, restructure your finances, or gain peace of mind, our team is here to help.

Want to take the first step to remortgaging?

Contact Burlington Financial today to arrange an initial no-obligation consultation at our expense at our Bridlington or Scarborough offices or an alternative mutually convenient location. We’ll discuss your remortgage options together. We look forward to working with you.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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