Helping first-time buyers find their way
Individual mortgage advice that’s completely tailored to your needs
Are you contemplating the purchase of your first home?
It’s an exhilarating milestone, yet it can also feel quite intimidating.
From deciphering mortgage products to comprehending fees, it’s entirely natural to feel uncertain. That’s where we come in. At Burlington Financial, we offer independent financial and mortgage advice that is fully tailored to your needs, making the process significantly less overwhelming.
It’s important to consider more than just the mortgage itself. Have you thought about other costs, like furnishings or unexpected repairs? We’ll guide you through realistic budgeting, ensuring no detail is overlooked—from council tax to Stamp Duty and conveyancing fees. Thinking of making your new house a home? Don’t forget to factor in the costs of re-flooring, redecorating, or even replacing wiring for older properties.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Practical tips for a smooth first-time buying experience
Did you know that bringing an experienced homebuyer with you to viewings can help you spot potential issues? Whether it’s a parent or friend, having another perspective can save you time and money down the line. If this isn’t possible, consulting an expert before sealing the deal is always a wise choice.
Have you also thought about your ongoing expenses once you move in? Council tax, energy bills, and maintenance such as boiler servicing can easily add up. Make sure to ask the selling agent about the council tax band for your potential property. Understanding these details now can avoid surprises later.
More than just mortgages
Your choice of home impacts so much more than where you live. Have you considered how your daily commute might change? Moving closer to work could save you both time and money on transport. Or perhaps you need to verify broadband speeds if you work from home or stream a lot. Such details might seem small, but they can hugely affect your comfort and lifestyle.
And don’t forget about local amenities. If you love dining out, hiking, or visiting the cinema, making sure the area meets your lifestyle needs is crucial. Why not take a walk or bike ride around the neighbourhood to get a real feel for what living there might be like?
Time to start your home buying journey here?
Your home may be repossessed if you do not keep up repayments on your mortgage.
