Critical illness
Playing a vital role in protecting what matters, when it matters most
When it comes to your financial wellbeing, nothing should be overlooked.
Whether you're looking to secure your family’s future, plan for retirement, or manage your investments, our tailored strategies are built around independent financial advice to adapt to your life’s changing priorities.
Have you thought about how a single financial decision can impact multiple areas of your life? Our dedicated advisers work with you to explore every angle, ensuring your plans are as robust as they are flexible.
Critical Illness plans typically have no cash in value at any time and cover will cease at the end of the term. If premiums stop, then cover will lapse. Payments will generally not be accepted for claims arising from excluded conditions. Definitions of illnesses vary from product provider and will be explained within the policy documentation.
Protect what matters most with critical illness cover
Family is everything, isn’t it? When faced with uncertainty, wouldn’t you want to know that your loved ones will be financially secure? Critical Illness Cover can play a crucial role in protecting what matters, when it matters most. But have you thought about how such a plan could fit into your wider financial strategy?
This type of cover provides a tax-free lump sum payment if you’re diagnosed with certain specified illnesses. It offers flexibility to help you manage during challenging times. Whether you’re looking to repay a mortgage, cover medical expenses, fund rehabilitation, or simply replace lost income during your recovery, this safety net can make all the difference. Could the peace of mind this brings be an essential part of your financial planning?
Why should you consider critical illness cover?
Life is unpredictable, and the costs associated with a serious illness can be overwhelming. Have you considered how you’d handle these financial challenges if they arose? Critical Illness Cover is designed for individuals and families who value security and want to ensure they can focus on recovery without added financial stress.
The lump sum payout could cover vital expenses like mortgage repayments or outstanding debts, ensuring that your family’s home remains secure. Beyond that, it can be used to adapt your lifestyle to meet new needs. For some, this might mean modifying their home for accessibility or exploring treatment options beyond what’s available through routine care. What would make the biggest difference to you in times of difficulty?
Tailored advice to suit your needs
Did you know that the quality of cover and the illnesses included can vary greatly between providers? Not all policies are created equal. Without expert guidance, how can you be sure you’re getting the right cover for your unique situation?
At Burlington Financial, we help you cut through the complexity. By understanding your circumstances and priorities, we can recommend a Critical Illness plan that integrates seamlessly with your overall financial plan. This ensures you’ll have protection that’s not only reliable but also aligned with your long-term goals.
Want to discuss your protection options?
Are you ready for financial strategies that reflect your life’s priorities? At Burlington Financial, our commitment is to provide you with thoughtful, personalised advice. From comprehensive financial planning to critical illness protection, we’re here to give you the confidence and security you deserve.
Contact us at our Bridlington or Scarborough offices and discover how Burlington Financial’s holistic approach to financial planning sets us apart. Your future starts here, and we’re ready to help you shape it.
