Preparing for retirement: What you need to know
How to navigate your transition to life after work The age at which you decide it’s time to take life easy is a very personal choice. When your retirement day arrives, you can toss away your alarm clock, bid farewell to your commute, and discard those restrictive business suits.
Are annuities included in your retirement income plans?
Ensuring financial stability in your golden years An annuity converts pension savings into a regular income, providing financial stability in retirement. Annuities deliver guaranteed income, ensuring that retirees do not outlive their savings. Unlike drawdown pensions, which depend on market performance, annuities offer peace of mind through predictable payments.
Thinking of retiring overseas?
Understanding the impact of a frozen state pension on your retirement income Retiring abroad may appear to be a dream come true, but for some British pensioners, it could carry a hidden financial cost. If you move to certain countries outside the UK after retirement, your state pension could be “frozen.” This means you will […]
Who will inherit your pension? Find out now!
Understanding the importance of nominating a beneficiary A new study reveals a startling insight. As many as one in six (15%) individuals with a partner are unclear about who will receive their pension savings if they pass away before accessing them[1]. Even more concerning, this figure rises to nearly one in five (18%) among the […]
How gut instinct is guiding financial futures
A new report reveals that millions rely on guesswork when planning for retirement Millions of UK adults are approaching retirement more guided by intuition than by careful planning, according to recent report findings[1]. The research reveals that one in six people (16%) rely on their gut instinct to determine how much they will need for […]