How gut instinct is guiding financial futures
A new report reveals that millions rely on guesswork when planning for retirement Millions of UK adults are approaching retirement more guided by intuition than by careful planning, according to recent report findings[1]. The research reveals that one in six people (16%) rely on their gut instinct to determine how much they will need for […]
Should you overpay your mortgage?
A savvy approach to protect your financial future! Deciding what to do with your spare money is rarely straightforward. For many people, the first thought is to save for holidays, plan for retirement, or build a financial safety net for unexpected events. However, if you have a mortgage with a low interest rate, overpaying could […]
Simplifying the conveyancing process for sellers
A clear understanding of what to expect can save you time, money, and stress Selling a property can be a significant life event. Amid the to-do lists and moving arrangements, understanding the conveyancing process is essential. Conveyancing refers to the legal transfer of property ownership from one person to another, and for sellers, it ensures […]
The art of accepting an offer on your property
Why choosing which offer to accept can be more complex than it seems Selling your property is a major milestone that brings both excitement and anxiety. After navigating countless viewings and assessing feedback, receiving an offer signifies a crucial turning point in the journey. However, deciding which offer to accept can be more complicated than […]
Navigating your property journey
What to consider when preparing for your next move Selling your home and preparing for your next move can sometimes feel daunting, whether it’s your first time or you’re experienced in property sales. Key factors, such as current market conditions, your personal circumstances, and long-term goals, all influence the process.
Understanding a Mortgage in Principle
How to significantly enhance your property-buying experience Purchasing a home is one of life’s major milestones, and understanding your financial position before your search begins is crucial. One particularly useful option for aspiring homeowners is obtaining a Mortgage in Principle. Whether you’re a first-time buyer or a seasoned homeowner looking to upsize or downsize, this […]
Should I remortgage now?
Expert tips to help you decide if the time is right to save money or secure a better deal Deciding whether to remortgage your home is a significant financial decision that requires careful consideration and planning. This process can affect not only your immediate financial situation but also your long-term goals, such as building equity […]
How to get a mortgage with bad credit
With the right approach, you can turn that dream of homeownership into a reality For many people, owning a home is the ultimate dream. However, having bad credit may make this seem like an impossible goal. It’s important to remember that while bad credit can complicate securing a mortgage, it is not out of reach. […]
Can I remortgage if I’m in the middle of my mortgage deal?
Exploring the options and considerations with examples Yes, remortgaging during an existing mortgage deal is possible, and sometimes it’s even beneficial, depending on your circumstances. You might consider remortgaging partway through a deal for several reasons, such as consolidating debt, securing a better interest rate, or releasing equity from your home for renovations or other […]